Best auto insurance companies in Canada – 2024

Choosing the best auto insurance company in Canada involves considering several factors such as coverage options, customer service, pricing, and the claims process. Here’s a detailed look at some of the top auto insurance companies in Canada, which are known for their comprehensive coverage, competitive rates, and customer satisfaction.

Best auto insurance companies in Canada – 2024

1. Intact Insurance

Intact Insurance is one of the largest auto insurance providers in Canada. Known for its extensive network and wide range of coverage options, Intact offers everything from basic liability coverage to comprehensive plans that include collision, theft, and vandalism protection. Customers appreciate their efficient claims process and the company’s commitment to customer service. Intact also offers several discounts, such as for bundling home and auto insurance or for safe driving.

Best auto insurance companies in Canada – 2024

2. TD Insurance

TD Insurance is a subsidiary of the Toronto-Dominion Bank, and it offers a variety of auto insurance products tailored to individual needs. TD stands out for its affinity program, which provides discounts to members of certain professional organizations and alumni associations. Additionally, TD Insurance offers an Accident Forgiveness feature, which prevents your premium from increasing after your first at-fault accident. Their user-friendly online platform makes managing policies and filing claims straightforward.

 3. Desjardins Insurance

Desjardins Insurance, also known as Certas Direct Insurance Company, is another leading provider in Canada. Desjardins is highly regarded for its personalized customer service and flexible policy options. Their auto insurance includes unique features like the Ajusto program, which uses telematics to reward safe driving with discounts. Desjardins also offers a multi-policy discount, making it an attractive option for customers who want to bundle their home and auto insurance.

Best auto insurance companies in Canada – 2024

4. Aviva Canada 

Aviva Canada provides a comprehensive range of auto insurance products. They are known for their customizable policies and extensive add-ons, allowing customers to tailor their coverage to their specific needs. Aviva’s claims process is streamlined and efficient, and they offer a 24/7 claims service. Their customer service is highly rated, and they provide several discount options, including for multi-vehicle policies and safe driving.

5. Belairdirect

Belairdirect is popular for its competitive pricing and straightforward insurance products. They offer a range of coverage options, including liability, collision, and comprehensive insurance. Belairdirect is known for its user-friendly online tools, which allow customers to get quotes, manage their policies, and file claims easily. The company also offers a discount for bundling home and auto insurance, as well as a safe driving program that rewards good driving habits with premium reductions.

 6. State Farm Canada

State Farm, now under the umbrella of Desjardins Insurance, is another top choice for auto insurance in Canada. Known for its robust coverage options and excellent customer service, State Farm offers a variety of discounts, including for safe driving, good students, and bundling multiple policies. Their Drive Safe & Save program uses telematics to provide discounts based on driving behavior, encouraging safe driving habits.

Best auto insurance companies in Canada – 2024

 7.  Co-operators 

Co-operators is a Canadian-owned company that provides a wide range of insurance products, including auto insurance. They are known for their customer-centric approach and comprehensive coverage options. Co-operators offers several discounts, including for hybrid vehicles, multiple policies, and safe driving. Their claims process is efficient, and they provide 24/7 claims support.

 Conclusion

When selecting an auto insurance company in Canada, it’s important to compare different providers to find the best coverage and rates for your needs. Intact Insurance, TD Insurance, Desjardins Insurance, Aviva Canada, Belairdirect, State Farm Canada, and Co-operators are all excellent choices, each with their own unique advantages. Consider factors such as customer service, policy options,